Bitfinex 與 Bets of Bitcoin

之前跟朋友聊到bitcoin，他問我有沒有bitcoin的銀行，我當時不知道，昨天正巧就看到Bitfinex，一個bitcoin的銀行，可以辦理借貸款，融資操作。以借貸為例，Bitfinex公開出來的平均放款利率高的嚇人：190%(美元)和12%(比特幣)。

這種高利率同時也反應了高風險，如果跟你借錢的人還不出錢怎麼辦？這下可沒有國家幫你討錢，所以這時Bitfinex說：沒關係，我來幫你承擔風險。

You don't have the exchange risk when you lend with bitfinex. The exchange risk is taken on by the trader, and, in case his position loses money, he will cover the loss with funds in his trading wallet. If by any chances losses are greater than what the trader can afford, the loss is on Bitfinex, we will cover for the missing amount. 

當然如果太多人還不起錢，Bitfinex也撐不下去，打賭網站Bets of Bitcoin就開了一個賭盤，賭Bitfinex能不能活過2013上半年。有興趣的朋友可以到這邊看看關於Bitfinex的討論。